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How to Save Your Money: Turn Small Savings into Big Bucks

At this time of year, the success of your new year’s resolutions is looking bright. You have succeeded in not snacking on your leftover Christmas chocolate and the gym is your second home. However, with 80% of new year’s resolutions predicted to fail by February most of us will fail to achieve our new year goals. So how can you be sure you implement and stick to your new year’s goals?

When it comes to paying off your debt, saving for a house or getting a job with a higher salary, it’s important to set realistic goals so you know you can achieve them. At PIWoP our easy-to-use price drop alert tool saves people money all year round. Here is our list of small, simple strategies to help you save money every week:

 

1. Bring your own lunch to work

Making your own lunch is one of those goals that many people talk about doing but tend to struggle with when it comes to following through. However, bringing a homemade lunch to work is one of our favourite ways to save money every single week.

When you think about the amount of money you spend on meal-deals every day, the pounds definitely start to add up. For example, a year’s worth of meal-deals is around £1,095 - a huge sum that could buy you a holiday. Even if you decide to bring your own lunch once a week, you will still be saving at least £5 a week.

 

2. Only use cash

We have become increasingly used to tapping away on our cards, which often leads to overspending. When it comes to trying to save money, personal finance experts have pointed to using physical cash as one of the best ways to save.

Next time you’re going to the shops, make a list of the things you need to buy and withdraw enough cash to cover that amount. Leave all of your cards at home and pay in cash. This way, if you’re tempted to buy any unnecessary extras, you won’t be able to spend more than what you budgeted for.

 

3. Automate your savings

If you’re not keen on using cash or hate the idea of a rigid budget, one of the best things you can do is to automate your savings. There are plenty of apps that will complete all of the budgeting for you and set aside money to put into your savings. Within no time, you will be putting money towards your saving goal without even realising it’s coming out of your account.


For more tips and tricks about how to save your money, check out all of our latest blogs, or if you haven’t already taken advantage of our price alert service yet, sign up here.

Top Money Saving Tips for Refreshing Your Office Stationery

Whether you’re moving into a new office or just fancy a change come the new year, refreshing your office stationery can become a costly job.

 

Our price drop alert tool, PIWoP can be great for finding low prices for office stationery, however, there are more money saving tips you can use. Here is our list of simple ways you can save money when refreshing your office stationery.

 

Buy in bulk


Even if your company has a small team, buying in bulk will help you save the pounds both in the short and long run. Suppliers make these sizes for a reason - they work out cheaper per item. The most common bulk buys you can get are pens, pencils and books. If you’re planning to supply a whole office with new equipment, browse around to find an average price and then nail down the companies you trust the most. You may find that some will offer further discounts if you decide to buy all of your stationery from them.

 

Buy generic products


Big name companies aren’t necessarily the ones who produce the best quality products and they’re also usually more expensive because of their audience reach. Many suppliers produce the same equipment so do some research on other websites. Pay close attention to this before going with the usual brand, you may find a bargain.

 

Be specific


Ask yourself whether you’re using the right stationery for the job. Do you need the highest, most expensive quality paper for your printing? Can you afford to print both sides instead? Being more aware of the amount of stationery you’re going through and organising when to use certain items can make a huge difference. This will allow you not only reduce usage but to plan ahead and use monthly subscription services rather than buying weekly.

One of the simplest ways to save money is by ‘PIWoP’ing items you already repeat buy so you buy them at the lowest price and get notified about shopping deals. Why not let PIWoP do this for you? To find out more about how visit our ‘all you need to know’ page.

How to Save Your Money: Saving Money in the New Year!

Want to improve your finances in the new year? You aren’t alone! Financial resolutions are some of the most common; with people looking to get out of debt, save more money and clean up their spending habits.

 

However, just telling yourself to “stop spending” and “save more money” may not always work. Most new year’s resolutions are unsuccessful not through lack of trying but because people cannot stick to them! That’s why the money-saving experts at PIWoP - an easy-to-use price drop alert tool, have provided a list of small yet effective ways to save money in 2019:

 


1. Try to not spend a single penny one day a week.

You will be surprised at how much money you can save by choosing a single day per week to not spend money. For example, once a week make your own lunch for work, get creative with the food in your fridge and keep off ASOS. In the long run, you will see massive improvements in your spending habits and plus, you will have more money to spend on big treats like holidays and a new handbag.

 

2. Give up a daily habit.

Whether it’s popping into Starbucks for a latte or having a quick fag break at work, these small indulgences can add up in a year. For example, if you swapped an iced latte for a home alternative, you could save up to £767 a year - and quitting smoking could save you a total of £2,555!

 

3. Limit yourself to a weekly budget.

A great way to avoid overspending is to section off your salary into weekly cash limits each month. Withdraw your weekly allowance and put into envelopes - then give a family member or friend your debit card to hide!

 

4. Delete your credit cards from online shopping.

Before you do anything this year, remove all of your credit card information from your most used sites like Amazon. Then, the next time you go to make an impulsive purchase you will have to grab your credit card and hopefully, at that time, you have decided against buying.
For more tips and tricks about how to save your money, check out all of our latest blogs. Or if you haven’t already taken advantage of our price alert service yet, then sign up here.

How to Save Your Money: Travelling on a Budget!

In recent years, the idea of exploring the world by backpack has grown in popularity - especially with young people. In fact, travelling was seen as more important than buying a house for 47 percent of young people between the ages of 18 and 34. And it’s easy to see why backpacking is so popular!

Travelling around the world is a great experience; allowing you to meet new friends, gain life experiences and try new things. However, as this section of tourism grows, it is becoming increasingly expensive to jet off to places like Australia and South America.

With an average trip costing anywhere between £5,000 - £10,000, the money saving experts at PIWoP - an easy-to-use price drop alert tool, have suggested their tips for saving money before your travels:

 

1. Keep your travelling money separate.

If you are serious about travelling, it’s important to work out exactly how much you need to save and open up a savings account. This way, you can set up a standing order to put small amounts of your paycheque into the savings account each month. It should also help you avoid spending your travel money on takeaways and clothing throughout the month.

 

2. Sell any unwanted belongings.

Say you have just finished University and you have a number of textbooks which you no longer need, why not sell them on? Websites such as eBay and Depop allow you to advertise your unwanted items and get cash to put towards your travelling fund.

 

3. Cancel any unnecessary Direct Debits.

We all have Netflix accounts or gym memberships we could do without. If you’re looking to save yourself a little bit of money ahead of your trip, why not cancel the Direct Debits you no longer need or use! Just think that £40 you spend on unused gym memberships could towards your quad biking experience through the jungle in Thailand.

If you want to find out more information about how to save your money, check out all of our latest blogs.

Or if you haven’t already taken advantage of our price alert service yet, then sign up here. Our price tracker app gives you access to all the best deals on electronics to keep you entertained on long flights and helps you find the lowest price on all of your travel essentials.

How To Save Your Money: Cheap Ways to Keep Fit Without The Gym

While your new year’s resolution may be hitting the gym, your bank balance might be saying otherwise. After all, a gym membership is a huge cash commitment, which could set you back £50 a month. That’s a total of £600 in an entire year - just think of all the yoga pants and trainers you could buy!

However, signing up to the gym isn’t the only way to get into shape. The money-saving experts at PIWoP - an easy-to-use price drop alert tool, have listed their favourite ways to get fit on a budget:

 

1. Try a workout DVD.

Long gone are the neon leotards and headbands of the 80s VHS tapes, exercise DVDs can be a fun way to get into shape from your living room! Everyone from Cher to Angela Lansbury has released a workout DVD so it won’t be hard to find one you like the look of on Amazon.

 

2. Download a fitness app.

There’s an app for everything these days! When it comes to health and fitness, there are millions. Apps like Sworkit and 7 Minute Workout are great for squeezing in a quick workout session in between a busy day. Plus, you don’t need anything but floorspace to complete their routines. You can also find free apps with diet plans, recipe tips and weight trackers to help monitor your progress and focus on your goal.

 

3. Embrace the great outdoors.

Whether it’s going for a jog or even just a stroll around your local area, getting outside and into the fresh air can do a whole load of good for your physical and mental health. Plus, you can even download apps that pay you for every step you make.

 

4. Purchase home exercise equipment.

Who needs to pay for a gym membership when you can have one at home? Except without all of the shiny, expensive bits of equipment! Shop online for cheaper versions of gym equipment such as a rowing exerciser and skipping ropes. This way, you can still burn the calories, just for a fraction of the price!

 

If you want to find out more information about how to save your money, check out all of our latest blogs.

Or if you haven’t already taken advantage of our price alert service yet, then sign up here. You can find all the best deals on exercise equipment and workout gear such as the latest price drops on designer trainers with our price tracker app today.

How to Save Your Money: Reduce Your Spending in 2019

This time of year is undoubtedly the most expensive time for everyone meaning that the New Year will spent sat indoors trying to recuperate your money. However, it can be difficult to save when the infamous January sales have absolute must-have bargains. This week, the money saving experts at PIWoP, price drop alert service, are here to show you how to save money in time for the New Year!


Sleep on it


You’ve probably heard this age-old saying before, however, 90 per cent of shoppers frequently buy items that aren’t on their shopping list. So, this timeless phrase may have some value. If you see an item and feel as though you need to take it home then and there, go home and sleep on it. If you wake up and either forgot about it or have fallen out of love, you may have just saved yourself an extra pound or two!


How many hours would you have to work?


If you’re instantly attracted to an impulse buy, take a step back and think about how long it would take you to earn it. If you’re looking to spend £150 on the latest pair of shoes but only earn £7 an hour, it would roughly take you 22 hours of work!


Sign up to a price drop alert service


If these tips don’t quite take your fancy, you can always sign up to a price drop alert service like PIWoP which takes care of all the bargain hunting for you! All you’ll have to do is make a list filled with all the items your interested in and wait for a notification from us to tell you when they’re discounted!


If you haven’t already taken advantage of our price drop alert service, then register on our site! Use PIWoP to be notified when items that you frequently purchase are on offer. Did you know that 70% of household purchases are repeated? So, install our panda browsing button and start saving today!

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