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Money Saving Tips for the Winter


As the cold, and potentially snowy, months draw nearer there are certain expenses that rear their ugly head. Whether we’re spending because we have to, or just for pleasure, the money leaving our pockets is never a nice feeling. Especially when we feel like we’re paying more than we should be, which is often the case.

There are plenty of things to pay for in the winter months. Christmas is an obvious one but there are a great deal of other things that can cause our bank balance to plummet. Here is some insight and advice on how to save your money and avoid these hefty expenditures:

A Winter Ready Car

Upgrading your vehicle in preparation for the harsh change in weather may feel like an unnecessary waste of cash at first. But, getting your car ready for the worst is certainly preferable to getting in a nasty accident due to the various dangers that winter offers to the average driver.

Spending a little time performing some basic checks on the lights, screenwash, oil levels, coolant levels, tyres and windscreen wipers is likely to cost you very little, or maybe nothing at all. Any other payments you make to prepare your car for winter will definitely be well spent, and a lot cheaper than the costs of repairing a damaged car.

Research Energy Suppliers

Energy consumption is at its highest over the winter months, and you’re going to need to switch to the cheapest supplier in your area to really see the savings building up this season. It’s easy to assume you’re getting the best deal possible when the warmer months go by without any drastic cash-loss, but come winter you’re likely to see a change.

Switching to the cheapest energy supplier in your area can help you save hundreds of pounds throughout the year, and leave you with more money to spend on the festivities of the season, or to sensibly put away in your savings.

Energy saving tricks

As already stated, your energy bill will be highest over the winter months, but there are several easy to tricks worth remembering to keep your energy-spending to a minimum. Rather than relying on your heating, time your radiators to heat up for a few hours when you wake up, and again in the evening. In the meantime, wrap up warm with jumpers, blankets and thick socks. Not only will this save you money, it will also leave you feeling quite festive in preparation for Christmas!

Some other simple pieces of energy-saving advice are to make sure to turn off any lights, heaters or electrical appliances left on in empty rooms. Also, turning down your thermostat by just 1 degree can help reduce your heating bill by 10%!

Try a price tracking tool!

There are plenty of other things to drain our bank accounts over the winter months, like Christmas shopping, winter sports and thick coats. A price tracking tool can help you save a lot of money when looking to invest in any of these things, and a lot more!

By using PIWoP’s price tracking tool, you will be able to save money whilst getting the best shopping deals there is. You can easily keep track of all the items you’re interested in, and when any of them drop to a price you want to pay you will receive a price drop alert and can purchase your discounted items online from there.

If you would like more information about PIWoP, get in touch with our team or visit our How It Works page today!

 

Good Habits of a Money Saver


Everyone wants to be a gifted money saver. Everyone wants to find themselves still flushed with cash two weeks after pay day. Everyone wants their bank account to be prepared for the worst, but without the right habits it can be near impossible to suddenly start saving like a pro.

According to the Guardian, 70% of the UK’s working population are “chronically broke”, and on top of that, 30% of these poor souls living paycheck to paycheck say that they are concerned about their level of debt, or simply not managing to get by.

Learning how to save your money effectively is paramount in regrettable situations like this, but jumping in at the deep-end is a good way to get in over your head. So, here are a few good habits of a successful money saver to get you started:

Keep track of the little things

It’s vital for a low-earner to understand that everything adds up. A cup of coffee here, and a £0.79 app there; they don’t seem like much at the time, but when you’re wondering where all the money went, these small daily expenses are often to blame. If you are going to spend a little here and there on these cheap luxuries, make sure to keep track of each cost so the resulting damage to your bank account doesn’t come as such a shock.

Understand the difference between wants and needs

It’s certainly okay to treat yourself every now and then, but if you end up treating yourself daily then your bank balance is going to plummet. Understanding the difference between wants and needs is the answer to this problem. Although it can feel miserable to limit your once-regular luxuries, it will feel wonderful in the long-run when you see all the savings you’ve accumulated from the simple practice of not spending.

Have a budget

Creating a budget is one of the best pieces of money saving advice you will hear and is probably the biggest step towards a full piggy-bank. Although you will have to push the boat out a little to draw up your budget. It’s worth preparing a written chart or spreadsheet that you can update and balance regularly to help you fix your messy spending habits. This is an essential tip as you can’t begin to save if you don’t know how much money you have to begin with.

Try a price tracking tool

The last thing you want to do when trying to save money is overspend on a regular purchase. By using PIWoP’s price tracking tool, you will be able to save money whilst getting the best shopping deals there are. You can easily keep track of all the items you’re interested in, and when any of them drop to a price you want to pay, you will receive a price drop alert and can purchase your discounted items online from there.

If you would like more information about PIWoP, get in touch with our team or visit our ‘How It Works’ page today!

Tips for Choosing a Halloween Costume on a Budget


For a day that comes around just once a year, the amount we spend on a single-use costume can seem outrageous. In fact, it was reported in 2018 that Britons spent a total of £400 million on Halloween and this number is set to rise this year. Despite the obvious desire to have the best costume at the party, our wallets may start to protest!

The idea of sticking to a budget will often go out the window as we start to piece together our perfect costume. After all, what harm could come from spending a little extra on your dream fancy dress outfit! However, it’s important to think about where the money you spend on a costume could be better spent. Whether it’s the house deposit you’re saving towards or paying off your next lot of bills, here are four money saving tips from PIWoP, low price shopping experts, on how you can keep your costumes exciting yet affordable.

Go homemade

Homemade costumes are often kicked to the curb in favour of rubber masks and other pricey, store-bought items for the sake of ease, but the charm a homemade costume can bring is unsurpassable. Buying items you find around your home, as well as a few other cheap bits from craft stores, you would be surprised at the infinite number of interesting, hilarious and even thought-provoking costumes you will have at your disposal. Plus, your wallet will thank you for letting your creative side run wild.

Hold a costume swap with friends

It can be difficult to clear out old costumes – mainly because you’ve spent so much on them and feel that you haven’t got your money's worth. However, you are bound to have friends and family who feel the same way! If you’ve got friends eager to find new Halloween costumes, it’s only logical to start swapping. Why not host a swap party where everyone brings the costumes they want to get rid of and they must leave with something new! It doesn’t get much more satisfying than winning the costume contest without spending a penny.

Visit local charity shops

Charity shops aren’t only for discounted shoes and scratched DVDs. They also happen to be a goldmine for anything costume related. After all, the endless supply of second-hand clothes available makes for an infinite selection of new costumes. If none of the clothes tickle your fancy, then the fabrics might. A velvet jacket or floral-patterned skirt might just the perfect print or material for a DIY costume.

Try a price tracking tool

Let’s face it, it can be very difficult not to splash when you’re determined to get the spookiest look. By using a price drop alert tool, you can keep track of the price of any costumes you want to buy. You will receive an alert when it has dropped to a price you want to pay and from there you can purchase it.

At PIWoP, our low price shopping experts provide a unique price alert tool that tracks the price of the item you want. Our price tracker app scours the web every six hours until it finds the price you want to pay.

If you would like more information about PIWoP, get in touch with our team or visit our How It Works page today!

Organising a Halloween party on a budget.

It’s the most spooktacular time of the year. Halloween is right around the corner and for many, that means a party! But organising doesn’t come cheap. According to The Metro, the UK spends a whopping £320 million on Halloween annually.

Spending money on Halloween doesn’t have to be scary. With this in mind, PIWoP, low price shopping experts, reveals how you can organise a Halloween party on a budget.

Hold a costume competition.
If there's one way to keep the cost down and still have fun, it’s a costume competition! Halloween is all about dressing up and DIY costumes are a great way to cut the cost. You could even make or buy cheap prizes to give away to wearers of the best and worst costumes of the night.

Keep it simple.
There’s a tendency to overspend, especially when there’s a party to organise! But whilst many of us are quick to go wild on decorations, one way to save money is to just keep it simple. A simple colour scheme can work wonders for setting the mood. Choosing an orange and black decor can give your party the spooky feel it needs, without breaking the bank.

Use a price tracking tool.
Price tracking websites aren’t just amazing for your regular purchases. They’re also handy for party planning too! Whether it’s a creepy costume or pumpkin decoration kits, price tracking tools are great for tracking the price of the item you want, across a variety of well-known retailers.

Here at PIWoP, we provide a price tracker app that scours the web every six hours until your item reaches a lower price. Once it’s reached how much you want to pay, it sends an alert straight to you, so you can save wisely.

If you would like more information about our price alert tool, visit our ‘How It Works’ page or download the app today!

PIWoP’s Money Saving Guide

Managing your finances isn’t easy. Struggling to pay your bills and put money aside for a rainy day is something almost every person in the UK goes through at some point in their life. In fact, according to Money Saving Expert, there are millions of Brits right now who are struggling to pay their household bills and save up their money.

With so much money saving advice out there, it can be difficult to know exactly what to do and when. In order to help ease your financial concerns, PIWoP has provided a helpful guide on how to save your money in the long term.

Set Up A Budget

The best way to take control of your finances is setting up a budget. While this will take a little effort and getting used to, it’s a great way of controlling how much you have coming in and out each month. By doing this, you’re more likely to improve your credit rating and less likely to end up in debt.

Set A Savings Goal

Finding the motivation to save can be difficult. But by having a goal, you will quickly find saving to be easier than you first thought. Even £5 a month can quickly add up! While it’s good to have some emergency savings set aside, it’s important to enjoy yourself once in a while. Whether it’s money to take on holiday or buying a car without a loan, having the money set aside can give you the help you need.

Price-Tracking Tools

For those trying to save money, the last thing you want to do is overpay on regular purchases. By using PIWoP’s price tracking tool, you will be able to save money on your regular purchases like never before. At PIWoP, our low price shopping experts provide a unique price alert tool that tracks the price of the item you want. Our price tracker app scours the web every six hours until it finds the price you want to pay.

Saving money has never been so easy. If you would like more information about PIWoP, get in touch with our team or visit our How It Works page today!

Four Shopping Secrets You Need To Know

It should come as no surprise that a retailer’s job is to make money. According to Retail Economics, the total value of UK retail sales in 2018 was £381 billion. However, with the busiest shopping period of the year getting closer, people are now looking at alternative ways to save money on much needed purchases. From bargain shops to price drop alert tools, there are plenty of ways to save money as we head into Christmas and the new year.

As low-price shopping experts, PIWoP’s want to keep your money in your pockets and help you save money. That’s why we have created this list of four shopping secrets that you need to know.

Abandoned Baskets Get Discount Codes

We have all been there. You add item after item into your basket until you notice the huge price tag and quickly abandoned it. But did you know failing to finish your order can lead companies to send you codes to tempt you back? From ASOS to Victoria Secret, many people have been emailed up to 20% off their next order, simply because they didn’t finish their online shopping.

Prices Ending in 7, 8 or 1 Are Clearance

If you’re looking for the best deals on electronics, it’s worth knowing that prices ending in 7, 8 or 1 are usually clearance items. If you suspect a product is clearance stock, it can be a perfect haggling opportunity to get it for a lower price.

You Can Haggle Online

While it’s often frowned upon, haggling is a great way to save you money. But did you know you can also haggle online? By talking with someone through the online chat, you can access hidden deals. One person even saved £300 off a £1,200 Dell laptop via the online chat!

Price Tracking Tools Save You Money

There’s always that one item we want to purchase, but don’t want to pay full price for it. That’s where a price tracking tool can come in handy. Price tracker apps like PIWoP track the price of the item you want across well-known retailers like Amazon, Debenhams and more. Once the product has reached a price you want to pay, you will receive a notification.

At PIWoP, our price drop alert service ensures you always get the products you want at a price you want to pay. If you would like more information about our service, visit our How It Work’s page or get in touch with our team today.

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